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Credit and Finding The Ca$h - Step One
As a real estate investor, new or seasoned, you know that having the cash readily available to fund your deals, makes all of the difference in the world. Do you need perfect credit or even credit at all to purchase real estate? The answer...a resounding NO! BUT, and there is always a but, if you can improve your credit, you can improve, not only the amount you can borrow, but the terms at which you borrow the funds also. You will have access to quicker, larger loans with little investigating and probing. You will become a money magnet for lenders.
This is why Credit and Getting the Cash is Step One in investing. Build a strong foundation from the beginning while you grow your empire. It will put more profit in your pocket in the long run. Remember, you are not investing just for the sake of investing, you are in this to make cold hard cash. Cash you can use however you like.
Now, let's begin! First, we need to see what is actually IN your credit files. We must know what is in each of the three major credit bureau files in order to properly repair or enhance your credit. Each bureau individually reports your rating. When a lender requests your credit report, they are most likely requesting a MERGE of all three major bureaus. This is why we need to know what is in EACH of the three files. One may be reporting a delinquency, while another is not. Either way, they will most likely show up in the merged report. Let's get everything straight now, so we are not surprised later. Order your tri-merge credit report now, or you can wait and order your credit file from each individual bureau directly. Each bureau is required by law to provide you with one FREE credit report each year upon your request. Be aware that it could take up to 30 days to receive your free reports.
Order a tri-merge report by clicking HERE, and have your report in minutes
OR
Call each credit bureau separately and ask them to send you a free copy of your credit report. Remember, it could take up to 30 days to receive your report.
Equifax 800-685-1111 www.equifax.com
Experian 888-EXPERIAN (888-397-3742) www.experian.com
Trans Union 800-916-8800 www.transunion.com
OR
Order all three free reports online at www.annualcreditreport.com (The reports may still take up to 30 days for delivery)
**After you order your instant tri-merge credit report, or while you are waiting for the free reports to be delivered to you in the mail, download Donna L. Fox, Esq's e-book, "From Credit Repair to Credit Millionaire." This is the system you will use to enhance or repair your credit while you are building your real estate empire.
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FREE RESOURCE FOR OUR MEMBERS.
Get your .pdf copy now by Clicking Here (MEMBERS ONLY)
How to go
From Credit Repair to Credit Millionaire:
Give yourself the credit system that
will help you achieve millions of dollars in funding for your business and other needs...even if you are starting with poor or no credit--Guaranteed. |
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STEP-BY-STEP
Step One - Credit
